USDA Home Buying Program

Tito Santiago wanted to buy a home and knew what he had to do, And so I went to my local banks that I work with, I'm getting car loans and paying them off. And I thought, oh, man. So I built up a good credit with my local bank. Moreover, and I did it through, you know, you purchase a credit card and, you know, you have to limit your buying and spending and things. And you do that for a year and then your credit gets a little better. And then he started the house hunt. We got this realtor who's really great. We searched and we found a few homes. And then we went to the bank to ask to see how much they would, you know, for. And the banks came in far, way lower than we we could, you know, with just not enough. He then looked into USDA rural development homeownership programs where he was approved for nearly double the amount the banks were offering, which he said was a huge surprise. Well, I'm not going to question it. And I was like, so excited. Like many Americans, Tito Santiago wanted to buy his own Home, you know, inner city kids, as I like to say, born in Puerto Rico, who, you know, raised in New York City. Every time I go to work and I come back home, this is every day I fall in love with my house. Every day I come back, every day I'm in love with this place.