There are all types of education programs that young beginning farmers might need. There's production, education, marketing, education, but also Vincent Logan, the chief financial officer of the North American Agricultural Fund told me: “There’s a need for credit education. He recently testified before the Senate AG Committee. He's the administration's nominee to be one of the members of the board of the Farm Credit Administration. He told the panel that more and more, year by year: Credit and understanding how credit works, it's just critical for everyone right now. Especially, he says, for young beginning farmers, Logan said. For those producers especially. “To become creditworthy is critical. It's critical and it is very difficult, actually, for young people. Logan said. If he's confirmed for the Farm Credit Administration Board, he will do all he can, all that the rules allow to help up and coming farmers in their quest for credit and success. Let's take borrowing as a fundamental example. Ag economist Dr. Garth Taylor. Speaker4: In the eighties, they were borrowing against land. Commodity prices had tanked, and for their operating loans, they're borrowing against the land. Then the land started to tank. We don't want to get in a situation where we're borrowing against land. So borrow against what? These are the kinds of issues that young farmers and ranchers must understand.