June is National Homeownership Month, which highlights just how important homes are to society. They're a source of wealth for so many families. They're a foundation of a strong economy and prosperous communities that provide security. A place for kids to lay their heads down at night. USDA Deputy Undersecretary Justin Maxson says many people don't know that rural development actively helps low income residents in small communities buy their own homes. So we have a 502 direct program, which is a loan from the government to low income, an individual or a family. Single mom, Amanda Donnell in Kalispell, Montana, benefited from this program last fall. Honestly, if it weren't for the USDA mortgage, I wouldn't have been able to get a home and we would probably still be considering moving at some point. Instead, they're staying in the community where her two sons were born. So I'm a single parent raising two little boys. I have a modest income for sure, but it's not enough to afford the housing in this area. And where we live now is a highly desirable area. We have tons of people moving in here and just buying up all of the homes. Everything has just skyrocketed over the last two years. And so trying to buy a home with any traditional mortgage, it would just never happen, honestly. And so by having this mortgage option, I was able to go out and actually start looking for a house and, you know, crunching numbers and seeing what would actually work.